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Official Description

Money-Pal is a unique Desktop/Private Cloud-based hybrid Financial Software Application for individuals or small businesses which provides:

  • Financial Accounts Management (similar to Mint and Quicken).
  • Budgeting (similar to YNAB – You Need A Budget)
  • Invoicing (similar to Freshbooks)

Money-Pal can be installed on any Windows PC from Windows 7, Windows Server 2003 and later. Once installed, Money-Pal can function as a desktop program and/or internet server. It can then be accessed via network, either locally or remotely through the Internet, from PC, smartphone or tablet.

Money-Pal’s unique desktop/private cloud operation has many advantages over traditional cloud based services:

  • No recurring subscription fees – It’s a once-off purchase. Money-Pal Pro will cost you the equivalent of two months’ online service. A small maintenance fee is optional for Money-Pal annual program updates and email support.
  • With Money-pal you have complete control of your data. If an online service is hacked, cease operations, or become unaffordable, you might lose your valuable data.
  • No data syncing takes place. Money-Pal uses a fast database and data changes are updated in real time. This means that many users can access Money-Pal at the same time without the problem of data getting out of sync.
  • Internet access is preferable but not essential.

Financial Accounts Management
Money-Pal allows you to import your bank statements and categorize your items automatically or manually. It enables you to track expenses by category.

Budgeting
Money-pal supports the classic method as well as the envelope method. You can decide which method you prefer. Money-Pal supports monthly budgeting for any number of months into the future.

Invoicing
Most small businesses use a static template in Excel, Word or other programs to generate invoices. This method can be time consuming and does not provide age analysis. Money-pal does both invoices and age analysis.

Money-Pal enables you to create stunning, personalized invoices in PDF format which can be printed or emailed. You can even do this on your mobile device at a client using your private cloud.